We all have good intentions when it comes to saving money, right?

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around and start saving money.

We put together a few money-saving tips for you to start. None of these tactics will be life-changing on their own but they can make quite a difference over time if you’re able to implement more than one. Some of these suggestions take just a few minutes, while others require a bit of regular effort. Still, they’re all incredibly simple – anyone can do them.

Budget, budget, budget
Your lockdown budget will not be the same as your regular budget. Expenses like beauty treatments, long distance drives will all be canceled out because lockdown means we’re living on the basics. Drafting a lockdown budget will ensure that you know exactly how much you spend and as a result, can know how much to put away and save.

The entertainment, aesthetic budget as well as luxuries funds you can put away and save for a rainy day.

Review your monthly subscriptions and debit orders
Pay close attention to all your monthly subscription services that you don’t need during this time. It would be wise to cancel subscriptions that you’re not currently using. Also, have a look at your debit orders and find out from the service provider which ones you can temporarily stop and resume at a later stage.

The only subscription you need is your Netflix account to beat boredom and consume the freshest content.

Shop online
Doing all your shopping online, from grocery essentials to winter fashion items, will save you a lot of money. Shopping online at your leisure will eliminate impulsive spending because all your purchases are carefully considered, and unlike at a brick and mortar store, there’s less stimulation. Use Pick ‘n Pay’s scheduled grocery delivery system to map out a thorough grocery list that you can set to receive weekly or monthly.

Cook more than you have take-aways
Our favourite fast food delivery apps officially resumed operations at the start of lockdown level 4. As convenient as fast food is, it’s better for your budget to cook at home more than ordering in. Limit the times you order in and instead cook. Try out the viral TikTok recipes and make cooking a fun activity.

Save on your electricity bill- switch off the lights.
As simple as this one sounds if often something we all forget. Save on your electricity bill by switching off your lights during the day and using as much natural light as possible while working from home.

FNB clients who have a healthy eBucks balance can save some coins by using their eBucks to buy electricity.

Claim from COVID-19 relief fund
If you qualify for any of the COVID-19 relief funds, then apply. You can easily apply for COVID-19 relief online without leaving your home.