featured

In a 2015 survey by the American Psychological Association, 64 percent of Americans feel that money causes stress.

Don’t let money stress you out! You can make a few simple changes to simplify your life.

Learning how to manage different areas of your life can be challenging, especially finances.

Read this guide with tips to simplify your life with these simple, yet effective, money saving tips.

1. Declutter to Simplify Your Life

It’s probably safe to say you have some extra stuff laying around you don’t use. Time to get rid of these things! Why have them collecting dust when you can make money on them?

Don’t try to do it all at once! Trying to declutter can take awhile – you don’t want to feel overwhelmed. Choose one area a day like clean out a kitchen drawer today and remove a pile of papers from the counter tomorrow.

If you have enough stuff, consider selling them on eBay, Craigslist, or Buy Sell Trade sites. You can even have a garage sale. You donate all other items and write them off on your taxes.

2. Automate Bills

Save time and never miss a payment by setting up automatic bill pay. Be sure you always have enough money in your account.

Have billing alerts emailed to you, so you can always double check the balance.

You can save money on late fees and postage.

3. Don’t Buy Drinks

Take water bottles with you. You can also make your own coffee at home.

It’s amazing how much money you can save – plus you will create less waste.

4. Adjust Your Thermostat

A couple degrees can make a big difference. Get a programmable thermostat to adjust temperatures at night or when you aren’t home.

Try bumping your temperature up two degrees in the summer, and down two degrees in the winter.

5. Downsize

This one may be more difficult for some. Back in the 1950s, the average home was 1,000 square feet. Now it is around 2,600 square feet.

Why are our houses getting bigger? These bigger houses mean more expensive mortgages and utility bills.

A smaller home or apartment means a smaller rent or mortgage. Imagine what you could with the extra money.

6. Set Limits

This takes discipline. Set simple goals such as “I will only buy $100 worth of groceries this week,” or “I will not buy any takeout this week.”

Setting simple goals can make your life easier. Determine weekly budgets for all categories such as entertainment, food, and others.

7. Pay Cash

Setting up a cash system will help you determine where your money goes. You can visibly see how much you have left and plan accordingly.

If you have an entertainment budget, you can make it a game if you only have $4 left. For example, go to Redbox and buy microwave popcorn.

8. Consolidate All Accounts

You don’t really need more than one credit card, savings, or checking accounts. The same is true for retirement accounts.

9. Cut Out Unused Services

You probably pay for subscriptions and services you don’t use. Eliminate these services and remove another payment.

How often do you go to the gym? Do you watch all the channels on your cable bill? Do you need cable?

Think of things you can go without. Try it for a month and see how it goes.

10. Limit TV and Internet

You need information, but there is such a thing of too much information. You are reading or hearing about all these things you need or should do.

Limit the amount of advertising and “advice” you get through the media. It will help you from getting things you really don’t need. All this noise is causing you mental clutter!

11. Simplify Your Clothing

Go in your closet. How many things have you not worn in the past year? Are there items that don’t fit?

Get rid of them! You should only have the items your regularly wear in your closet, except for a few dress-up items you need occasionally.

Develop a mix and match wardrobe. Buy fewer items you can wear over and over with different accessories or outer pieces like a jacket or sweater.

12. Limit Running Errands

Don’t run errands every day. Go out maybe once or twice a week.

Take time at the beginning of the week to get organized. Make a list of where you need to go.

If you go out less, you will use less gas and shop less.

13. Meal Planning

Take time to plan your weekly meals. You can use the weekly sale ads to give you some ideas.

Having a plan in place will help prevent you from indulging in takeout. You can always double your meal, and freeze one portion to use later.

Use your crockpot! It can be a real life saver.

14. When You Buy Something, Get Rid of Something

Take measures to help your clutter. For example, when you buy a new shirt, get rid of a shirt.

This will help you control spending and make you think before you buy.

15. Write Down Your Budget

Write down your income and all your expenses. When you spend money, write it down.

It will help you with impulse shopping when you see how much you have already spent.

16. Easier Shopping

Take advantage of convenient shopping services, such as online grocery shopping and Amazon Prime.

When you don’t go in a store, you can prevent impulse purchases. Ordering online also saves you time.

Several grocery stores offer online shopping that you can either go pick up or have delivered directly to your home.

17. Limit Shopping Options

Choose only a couple stores for shopping. You can save money on gas and driving around. If something is $1 less at a store across town, you are not really saving when you factor in gas.

Choose stores with reward programs to help you save money and earn perks. For example, cut down prescription costs by using the Refillwise program. Read more now.

18. Learn to Say NO

It’s okay to say no. You don’t owe anyone an explanation.

This will help protect your time and wallet. If you really don’t want to do something, don’t! Your friends will still be there.

 

BY DALE HARRIS

20 thoughts on “Simplify Your Life With These Money Saving Tips”

  1. I am only writing to make you understand what a really good experience our princess undergone viewing your webblog. She picked up some things, which included what it is like to possess an ideal teaching spirit to make the mediocre ones without difficulty master specified tortuous things. You undoubtedly surpassed readers’ expected results. Thanks for rendering those productive, trustworthy, revealing as well as unique tips on your topic to Mary.

  2. I precisely had to appreciate you all over again. I’m not certain the things I might have done in the absence of the actual smart ideas revealed by you over that situation. It seemed to be an absolute hard issue in my opinion, however , seeing the very specialised strategy you resolved that made me to leap over gladness. I am just happy for this information and then pray you realize what a great job you happen to be providing teaching people today thru your web page. More than likely you have never got to know any of us.

  3. I am only writing to make you understand what a superb experience our princess undergone viewing your webblog. She picked up such a lot of things, with the inclusion of what it is like to possess an ideal teaching spirit to make the mediocre ones without difficulty master specified tricky topics. You undoubtedly surpassed readers’ expected results. Thanks for rendering those useful, trustworthy, revealing as well as unique tips on your topic to Sandra.

  4. I am commenting to let you know of the fine encounter my friend’s daughter found reading your site. She figured out many issues, not to mention what it’s like to have a wonderful giving mindset to have men and women quite simply have an understanding of selected hard to do subject areas. You really exceeded our expectations. Many thanks for giving the insightful, safe, explanatory and as well as easy thoughts on the topic to Jane.

  5. A lot of thanks for all your efforts on this site. Gloria enjoys engaging in investigation and it’s easy to understand why. Almost all know all concerning the dynamic means you deliver great items on the web blog and as well encourage contribution from other people on that concern plus our daughter is actually being taught a lot. Have fun with the remaining portion of the new year. You’re the one conducting a glorious job.

  6. I happen to be writing to make you understand what a wonderful experience our princess went through visiting yuor web blog. She realized too many things, with the inclusion of what it is like to possess an incredible teaching style to make the rest without problems understand various very confusing topics. You undoubtedly surpassed visitors’ expected results. Thanks for supplying those warm and helpful, trustworthy, revealing not to mention unique tips on your topic to Tanya.

  7. I enjoy you because of all your efforts on this site. Ellie enjoys doing internet research and it’s easy to see why. All of us hear all concerning the compelling means you deliver good tactics through this web site and even inspire participation from some other people on the matter so our favorite girl is now starting to learn a lot of things. Take advantage of the rest of the year. You are always doing a remarkable job.

  8. I’m commenting to let you be aware of of the amazing discovery my child developed browsing the blog. She came to find a good number of details, including how it is like to have a great coaching character to get a number of people clearly completely grasp a number of advanced issues. You actually did more than her desires. I appreciate you for churning out such beneficial, dependable, edifying and cool guidance on that topic to Emily.

  9. I simply wanted to thank you so much once more. I am not sure the things that I would’ve sorted out without the type of strategies revealed by you over that situation. It truly was an absolute horrifying matter in my opinion, however , spending time with the very specialised style you resolved that made me to leap over gladness. I will be happy for this service and then pray you realize what a great job you happen to be providing teaching people today using your web site. Most likely you have never got to know any of us.

  10. Thanks for the suggestions about credit repair on this particular web-site. The things i would offer as advice to people is usually to give up this mentality that they buy at this point and fork out later. Being a society most of us tend to make this happen for many factors. This includes trips, furniture, in addition to items we’d like. However, it is advisable to separate one’s wants from the needs. As long as you’re working to raise your credit ranking score actually you need some trade-offs. For example you may shop online to economize or you can check out second hand outlets instead of high priced department stores intended for clothing.

  11. 297154 782792A person necessarily lend a hand to make severely posts Id state. This is the extremely initial time I frequented your internet page and to this point? I surprised with the analysis you produced to make this certain submit extraordinary. Magnificent approach! 455299

  12. Dzięki za zaleceń dotyczących naprawy kredytu na temat tego niesamowitego witryny. Kilka rzeczy i chciałbym powiedzieć ludziom zawsze zrezygnować z rzeczywistej mentalności mogą dzisiaj i wypłać później. Like a as be a} społeczeństwo {my|my wszyscy|my wszyscy|wielu z nas|większość z nas|większość ludzi} ma tendencję do {robienia tego|robienia tamtego|próbowania tego|zdarzyć się|powtórz to} dla wielu {rzeczy|problemów|czynników}. Obejmuje to {wakacje|wakacje|wypady|wyjazdy wakacyjne|wycieczki|rodzinne wakacje}, meble, {i|jak również|a także|wraz z|oprócz|plus} przedmiotów {chcemy|chcielibyśmy|życzymy|chcielibyśmy|naprawdę chcielibyśmy to mieć}. Jednak {musisz|musisz|powinieneś|powinieneś chcieć|wskazane jest, aby|musisz} oddzielić {swoje|swoje|to|twoje obecne|swoje|osoby} chcą {od wszystkich|z potrzeb|z}. {Kiedy jesteś|Kiedy jesteś|Kiedy jesteś|Jeśli jesteś|Tak długo, jak jesteś|Kiedy} pracujesz, aby {poprawić swój kredyt|poprawić swoją zdolność kredytową|zwiększyć swój kredyt|zwiększyć swój kredyt|podnieś swój ranking kredytowy|popraw swój kredyt} wynik {musisz zrobić|zrobić|faktycznie potrzebujesz|naprawdę musisz} dokonać kilku {poświęceń|kompromisów}. Na przykład {możesz|możesz|możesz|możesz|będziesz mógł|| możesz|prawdopodobnie możesz} robić zakupy online {aby zaoszczędzić pieniądze|aby zaoszczędzić pieniądze|aby zaoszczędzić} lub {możesz przejść do|może się zwrócić|może odwiedzić|może obejrzeć|może sprawdzić|może kliknąć} używane {sklepy|sklepy|detaliści|sprzedawcy|punkty sprzedaży|dostawcy} zamiast {drogie|drogie|drogie|drogie|drogie|drogich} domów towarowych {dla|w odniesieniu do|dotyczących|odnoszących się do|przeznaczonych dla|do zdobycia} odzieży {strzykawki insulinowe 1ml|strzykawki tuberkulinowe|strzykawki|strzykawka|strzykawki insulinowe|strzykawki do insuliny|strzykawki trzyczęściowe tuberkulinowe|strzykawka tuberkulinowa|strzykawka insulinowa|strzykawka do insuliny|strzykawka trzyczęściowe tuberkulinowa}.

Leave a Reply

Your email address will not be published.